Well my January Spending Freeze is over...the totaled saved was $500.00. Wow! A Spending freeze is not a new concept. There are many blogs that talk about spending freezes. They have certain rules like no buying wine. I can tell you that was one rule I threw out J . I kept my Spending Freeze basic because over complicating would not have made sense for me to keep motivated for the whole month. With that being said I am not going out on Feb. 1st and spending everything I saved January…that money went into savings.
My spending freeze rules were after household bills were paid, only spend money on FOOD and GAS and 1 weekly treat for my son at Culvers. Culvers has a great deal between 2-5 pm everyday: buy one get one free shake and concrete mixers. That is our weekly treat we call it our “TREAT TUESDAY”. It is under $5 and I can never finish mine so my husband gets to eat the rest.
When I say FOOD it doesn't mean steak and shrimp for dinner every night. I built my weekly menu by using my pantry and freezer items and that I went to the store to buy only what I needed to complete those meals. I used everything up in my fridge and nothing went to waste. To keep things simple I did a lot of price matching at Walmart to make less trips to the store. I also got some great deals at JEWEL last week on eggs, potatoes and Goldfish which helped out a lot. Before I would go to the store again I would use up everything in the fridge and I would bring a list of what I was going to buy to keep myself on track.
It was hard not to impulse shop especially on anything home/organizing/office supplies and glitter shiny things. I saw some pretty yellow dish towels and drying mats at Walmart that would have matched my kitchen perfectly. It was hard to pass them up but I did! I was able to stay on track by going home and organizing my projects that I have been putting off because of lack of time. If you don’t go out shopping and lunching, you got some time on your hands. I cleaned out two closets had two bags for donations and 1 bag to go to a friend to hand down clothes to her kids. Worked on my office at home organizing…it badly needed it. I made a huge batch of my homemade laundry soap, I had the ingredients already but no time it took two hours and I have 6 month supply on laundry soap. Yeah! I also sent a lot of time cleaning more than I normally do. After you clean all the stuff in your house and get down and dirty all the little places, you don't want to bring more stuff in to clutter it up. I have plenty of dish towels. I also got some time to put together some Upcycle ideas that you all will get to see in the weeks to come. I love my local library and I rented movies there for free every week and checked out books on cooking. I found out two new cooking tricks ...did you know you can freeze cooked potatoes and make hard boil eggs in your rice cooker. Wow...I thought I was so cool when I called my friend Barb and told her about the potatoes she said she has been doing it for years (she giggled at how I was so excited about this fact.)
The spending freeze concept allows you to see how much impulse, needless money we waste in a months’ time. It truly works and you can see right away how it works by looking at the bottom line. Hope this helps you all out to put more money in your savings or use it for a specific goal like a Disney vacation. Looking forward to February. Stay tuned Frugalistas for a month a money savings tips, DIY's and Upcycle ideas.
Here is your Friday Frugal Tip of the week and perfect for the Super Bowl this weekend. Need a quick and easy snack to take to the party that won't break the bank. Try Party Crackers; you can get all the ingredients at the Aldi for under $5 bucks. You need:
When I was growing up my Great Grandma had a version of this recipe using dill. All of us kids could count on having those crackers and her shortbread sugar cookies for our snacks. She always had a supply in a huge round tin above the refrigerator. I don't know how she kept up with the demand because we would wipe her out every day after school. Much of my frugal ways came from my Grandma and Great Grandma because they didn't waste anything. They were the most generous women in my life and I attribute how I live my life today to what they taught me. They are no longer physically here today but the wonderful memories of them are sprinkled throughout this blog and in every Frugal thing that I do.
Listen up Frugalistas! Check out your Jewel flyer for all the amazing deals this week!! Good for 1/21- 1/22
Quick Tip: look on the front and back pages of grocery store flyers for the best deals. Loss leaders save you lots of money!
Happy 2015 to all my Frugalistas! The Unstoppable Freedom team has been busy planning. Heather's Frugal Living is going into 2015 with a recharged attitude to bring you the best frugal classes, tips, ideas and fun. I am so excited to announce that we are going to have Ladies Night Out events. The first one was such a success and the comments came back we have to do more of these events. Well we listened to you and now they are going to be a once a month event! They will always be at The Pointe Outreach Center, Crystal Lake, IL. The event will always be FREE and wine and appetizers will be served. There will be prizes and a take way gift or idea each event.
So ladies, you don't want to miss coming to the next Ladies Night Out: “Jump into January with your Best Financial Foot Forward”
Learn how you can start the New Year off with more money in your pocket and peace of mind
Date: Friday, January 23, 2015
Time: 6pm-8:30 pm
Location: The Pointe Outreach Center,
5650 North West Highway
Crystal Lake, IL
I love January ...not only is it Spending Freeze month and I can make some traction with my savings goals but it’s a great opportunity to be creative and organized. Check out how I took a Dollar Tree Desk Pad and turned it into a great family calendar for $ 1.00. I bought the calendar in December at Dollar Tree. You see I love all things organizing and take office supplies seriously I can spend two hours at Office Max looking at stuff. It’s super expensive and I find myself always having to tweak the items to make it work for my budget. I can't tell you how many planner systems I have used through the years. So when it came to a family calendar, I thought that I could turn a Dollar Tree Desk Pad into something that was functional and looked nice in my kitchen. Well here is the results ....pretty cute and works fantastic.
I took a piece of bigger cardboard, wrapped in contact paper that I already had sitting in my craft room. I made sure I sealed the back with some tape so it wouldn't unravel. I then mounted the desk pad to the cardboard with a stapler and I was done with the project. Seriously, it took me 5 minutes to make. I was so pleased with the results
January is a great month. Yes I know its cold out and the weather is not fun all the time. I personally am a warm weather kind of gal. I love the pool and when summer comes I am truly my happiest. But because I live here in Chicago burbs I have had to make do with the winter and learn to love it. Or may I say, learn to love what I can do with the time inside my house. January is great because you can spend the time re-prioritizing! Yes re-prioritizing everything from finances, cabinet space, organizing, schedules etc. January is a great month to make creative changes.
I like to start off the New Year with a Spending Freeze! That’s right when Jan 1st rolled around, the Marts household was on a Spending Freeze! It’s the perfect month to jump start your savings. You are already stuck inside anyway...so roll up your sleeves and let’s get started.
The #1 Rule of the January Spending Freeze is… Don't spend money on anything that is not a necessity. I.e. Food and your household bills, rent or mortgage. No thrills ladies…no clothes, no purses, no eating out, the only exception is if you got a gift card at Christmas.
Here are some helpful ideas that can get you more money in your savings account or money to pay off debt. For you FPU students you can really help your debt snow ball.
1. Go thru your pantry and use up your food before buying anymore groceries!
2. Take only cash to the grocery store and stick to it.
3. Make a meal plan. You will save 50 % just by doing that and sticking to what’s only on your list.
4. Avoid all stores that might tempt you and that includes emails advertisements too!
5. Make a savings jar with a written goal attached to it to remind you.
I painted my nails blue to remind me of My Spending Freeze! The Spending Freeze method works ...Try it!
Keep checking back for more blog posts ... it’s going to be an exciting year Frugalistas!
Hi! I am an Immanuel Lutheran Stewardship Champion but before that I was a Frugalista! I want to welcome you to Heather's Frugal Living. In my classes, you will learn my easy and savvy tips in how to live large on a small budget.