March Frugalista Friday Night Out
March into spring with "Frugalista Shopping Tips: What to Buy at Sam's Club and Costco". We'll have appetizers, wine and fun giveaways. Bring a friend and make some new ones too!
Event is FREE!
Date: Friday, March 20th
Location: The Pointe Outreach Center
5650 Northwest Highway, Crystal Lake IL 60014
Need childcare? Let us know number and ages of kids ASAP by emailing firstname.lastname@example.org
Don't forget to budget and save for the Women's Retreat on April 17-18th. For more information and to sign-up, go to http://unstoppablefreedom.org/womens-retreat.html
Here is a great DIY to make your own cash envelope system in your wallet you already own. You don't need to carry extra envelopes and you can make dividers in your wallet with a few simple office supplies.
I thought I would give you a DIY on how to reuse all the plastic bags we accumulate. I don't like to pay for separate small trash bags for the small trash cans that I have in my bathrooms so I found a way to reuse plastic bags but the problem would always be that the bag would slip off and the inside would get gross and I would have to clean/scrub the inside out. SOLUTION - Dollar Tree hair elastic bands around the can. I found out that this trick works and I can use them in more places than in my bathroom. You can get the small trash cans at Dollar Tree and Bands too. I use one of these in my minivan. It fits perfectly on the floor under the drink holder. I love it and it keeps the van tidy. I also use these for sick kids. You can double line the can with plastic bags for easy clean up. I do use my own bags for groceries but I always seem to get more plastic bags somehow. Hope this helps Frugalistas.
One of my goals for this year is to get some more exercise into my week. Let’s face it…we all have to move our bodies to stay healthy. I am always so busy but I don't make exercise a priority. I like to have fun exercising because when I’m not having fun, it’s boring.
I have tried all kinds of classes and at one point, was a faithful Jazzerciser. But when I had my son I couldn't find anything that worked in the schedule. If something doesn't fit into my schedule it won't happen in my life. I have tried exercising at home and I don't do it because I only focus on all the other things I could be doing like cleaning/laundry etc. I tried Charter but the machine workouts are boring to me and let’s face it I am not trying to be supermodel. I can't afford an expensive gym membership because it just doesn't fit in my budget. When the weather is warm, I love to walk and bike in my neighborhood but we wait a long time here in the Midwest to get to that point weather wise.
I was at soccer tournament and one of the other soccer moms, Jennifer, who owns two Jazzercise studios offered classes during soccer practice times. “Wow” I thought. “That’s awesome. I loved Jazzercise years ago and I’ll give it a try”. Well, I did give it a try and ladies and its super fun, nice people and I easily picked up where I left off. I felt welcomed by everyone in the class. I felt like a million bucks because it was so good for my body and mental health. Exercising is a wonderful HAPPY PILL.
Here is the 411 on this great program. It burns 600 calories in 1 hour, builds lean muscle mass which leads to natural metabolism lift. You dance to today’s music and it’s a whole body workout. Not only do you get all the physical/mental benefits, you spend your time with awesome people. Both locations McHenry and Woodstock have a ton of class times that work in everybody's busy schedule. For more information, contact Jennifer at 847-456-4517 or email@example.com.
Last but not least…here is the Frugal angle. For only $48.00 a month, you get unlimited classes. For all my Frugalistas out there, Jazzercise has got a Freebie for you all this Saturday Feb. 14th Valentine’s Day. FREE Classes at both locations all day! Check it out and tell them that Heather's Frugal Living sent you!
You might be thinking that I got these classes for free and that’s why I mention it in my blog. No ladies…my opinions, companies and deals that I mentioned are my own. I am paying for my classes. I bring you all this info to pass the love on to my Frugalistas because I love you. Happy Valentine’s Day!
For class locations: http://jcls.jazzercise.com/facility/jazzercise-woodstock and http://jcls.jazzercise.com/facility/jazzercise-of-mchenry
When I first started Heather's Frugal Living class at Immanuel, I taught a class called “Frugal is Not Cheap!” As you have noticed by now, I don't start off blog post with “Hi Cheap people” or “hi to all those trying to be cheap.” I start off calling you Frugalistas. I thought it was cute and catchy at the time when I started it and I still do. But please don't call me CHEAP!
There is a difference between being Frugal and Cheap. A cheap person is a person that is cheap for sake of not spending money. We all know of someone who is Cheap and probably have some stories to tell that are funny. I know I have some pretty funny stories and surprising enough these people had lots of money you could say that's how they kept their money because they were so cheap. But did they really? Yes, they kept their net worth intact. They went through life with a negative mentality holding on to every penny with a closed fist so you don't spend it. You can't attract more in your life with a closed fist. That closed fist mentality leads to a closed heart.
An open heart attracts people and opportunities. Let’s face it. You can have all the money in the world and not be happy. Money doesn't buy you happiness. It only provides you more choices to spend your money. I know people that have held onto every dollar but at the same time wouldn't help out with a shower or wedding that would bless someone else. That person missed out on a great opportunity to bless someone else. Yes their net worth stayed intact but at what cost?
Being Frugal is different. Wikipedia defines Frugality as: the quality of being frugal, sparing, thrifty, prudent or economical in the use of the consumable resources such as food, time or money and avoiding waste, lavishness or extravagance. Frugal living is mainly practiced by people who aim to cut expenses and get the most for their money to achieve a longer term goal. Being Frugal is just a means to a bigger purpose. Your goals might becoming debt free, a college fund, a vacation, paying your house off, retirement, mission trips and the list goes on. You decide what your goals are. When studies, Frugal people are generally happier and more content with their life and choices they have made. Being frugal is a way of life, you save money on most things, so that you can spend and give it on something else. I love being a Frugalista. My frugal living has lead me to more opportunities in life. Not only to help others be more frugal with but also to be more generous with everything that I have been given.
Now that I am off my frugal soap box ...its February and still cold and lots of snow. Which for me means I am inside a lot not getting the normal activity of being outside and active. I am staying busy with life taking this time to focus on organizing and purging. As you know I just came off a spending freeze in January. I haven't gone crazy at any stores over shopping because I missed out in January. I’m keeping on track with February's budget. February can be scary month for some people because they are getting their tax info ready to file to get a refund. Please watch out Frugalistas. It’s very tempting to get the “I wants” attitude with that tax refund coming. In order to not let that happen, list out some goals and priorities that your family has. Assign the money a place to go when it come in…give every dollar a name. If you have debt...especially credit card debt, pay it off! That's some tough love ladies but I know but it’s truly because I love you and want the best for you and your family. Stay Frugal!
Check back on Friday Frugalistas. I have an awesome free surprise for you all.
Hi! I am an Immanuel Lutheran Stewardship Champion but before that I was a Frugalista! I want to welcome you to Heather's Frugal Living. In my classes, you will learn my easy and savvy tips in how to live large on a small budget.